Before You Buy an Annuity: The 7 Questions That Matter Most
An annuity can turn part of your savings into dependable income, but it can also tie up money you need. Ask these seven questions before you buy.
9 minute readRead the guideRetirement & annuities
Clear answers for turning retirement savings into income.
Learn how annuities work, what the fine print means, and how retirees prepare for market drops and monthly expenses. Every guide explains both the potential benefits and the tradeoffs.
The Two-Bucket Retirement Strategy: Separate the Money That Pays the Bills From the Money That Grows
Learn how the two-bucket approach divides retirement savings by purpose, so your bills are covered and the rest of your money can stay invested and flexible.
7 minute readRead the guideWhy a Market Drop the Year You Retire Hurts More Than One at 45
The same market loss can do more damage the year you retire than at 45. Learn how sequence-of-returns risk works and simple ways retirees try to reduce it.
7 minute readRead the guideAnnuity Fine Print: Surrender Charges, Caps, and Rider Fees, Explained
Understand annuity surrender charges, caps, participation rates, spreads, and rider fees in plain English, plus the questions to ask before you sign.
8 minute readRead the guide